Looking for Business Insurance in Washington State?

Our Solutions Protect Your Business from Unforeseen Risks

Navigating business insurance in Washington State can be complex, especially within the hospitality industry. The right business insurance serves as the silent protector of your enterprise. At Washington Hospitality Insurance, we understand the unique challenges you face and offer a comprehensive suite of business insurance solutions tailored to your needs in Washington State. Explore our offerings below and discover how we can safeguard your business.

Comprehensive Business Insurance for the Hospitality Industry in Washington State

Our Most Popular Business Insurance Packages

Commercial Package 

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  • Property Insurance
  • General Liability &
    Liquor Liability Insurance
  • Umbrella/Excess Insurance
  • Automobile Insurance

Management Liability Package

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  • Directors & Officers
  • Employment Practices
  • Liability Insurance

Additional Business Insurance Solutions

Washington Hospitality Insurance also offers these specific types of business insurance products through our My Hospitality Insurance program.

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Commercial Auto Insurance

Essential for hospitality businesses utilizing vehicles, our Commercial Auto Insurance covers damages and liabilities from accidents across the nation. Whether you offer delivery or transportation services, ensure your mobile assets are well-protected with this must-have coverage.

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Crime Insurance

Crime Insurance protects your business against financial loss due to theft, fraud, and forgery that occurs within Washington State and throughout the nation. Particularly crucial for cash-intensive businesses like restaurants and bars, this insurance provides peace of mind against financial impacts from criminal activities.

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Cyber Liability Insurance

With increasing reliance on digital systems, Cyber Liability Insurance is vital. It shields your business from data breaches and cyber threats, protecting sensitive customer and business information—a growing concern in the hospitality sector.

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Directors & Officers Insurance

Cover claims from employees alleging practices such as discrimination, harassment, or wrongful termination with Employment Practices Liability Insurance. In an industry with high employee turnover, Employment Practices Liability Insurance is a crucial safeguard for business owners.

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Employment Practices Liability Insurance

Protect the personal assets of your company’s directors and officers against lawsuits related to their management decisions. This insurance is a key aspect of safeguarding your leadership team’s financial security.

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Fiduciary Liability Insurance

This coverage protects against legal liabilities related to managing employee benefit plans. Essential for Washington hospitality businesses offering benefits to their staff, it guards against claims of mismanagement or negligence.

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Food Born Illness Insurance

A must for any business dealing with food, Foodborne Illness Insurance covers against illnesses caused by food products. Critical for restaurants and caterers, it ensures business stability even in the face of potential health-related claims.

Washington restaurant covered by liquor liability insurance

General & Liquor Liability Insurance

General Liability Insurance is the cornerstone of any business insurance policy, covering a range of risks from property damage to bodily injury claims. For businesses serving alcohol, Liquor Liability Insurance is essential, protecting against claims arising from alcohol-related incidents.

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Management Liability Insurance

Management Liability Insurance covers a range of risks, including errors and omissions, employment practices, and fiduciary responsibilities. Tailored for decision-makers in Washington State, it ensures their actions don’t lead to financial loss.

 

Commercial property business insurance meeting.

Commercial Property & Casualty Insurance

Fundamental for any brick-and-mortar, Commercial Property & Casualty Insurance protects against damage from natural disasters, accidents, or vandalism. Vital for maintaining your business’s presence and operations, especially where property aesthetics and functionality are key.

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Umbrella/Excess Insurance

Umbrella or Excess Insurance provides additional coverage beyond the limits of your existing policies. In an industry where lawsuits can be expensive, this is an extra layer of protection for your business income, covering costs that exceed your primary insurance limits.

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Workplace Violence Coverage/Active Shooter Insurance

Unfortunately, workplace violence in Washington State and throughout the nation is a reality. This insurance offers protection against such incidents of violence, including active shooter situations. It covers medical expenses, legal fees, and business interruption costs, providing a critical safety net in today’s unpredictable world.

Why Choose Washington Hospitality for Business Insurance?

At Washington Hospitality Insurance Services, we specialize in providing customized business insurance solutions for the hospitality industry in Washington State. Our policies are tailored to meet the specific needs of businesses like yours, from small business insurance to comprehensive liability coverage.

We leverage our industry relationships to offer the best value on pricing and coverage, helping you maximize your business insurance investment. With our expert consulting services, we guide you through selecting the right insurance products, ensuring comprehensive protection against all potential risks.

Get a Quote for Business Insurance in Washington State

Ready to secure your hospitality business with comprehensive business insurance in Washington State? Contact Washington Hospitality Insurance Services today and discover tailored insurance solutions designed for your success. Your business’s future deserves nothing less than the best protection.

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