Workers’ Comp Insurance
When workers are injured on the job, workers’ compensation insurance, otherwise known as workers’ comp or industrial insurance, provides medical benefits and wage replacement.
In Washington State, this coverage is provided through the Department of Labor & Industries (L&I).
Participant members receive access to safety tools and resources to help prevent workplace injuries and are assigned a dedicated claims manager who will work with them to utilize tools to reduce costs and get claims closed. By providing expert safety and claims management, we strive to help participants reduce their upfront L&I costs.
Retrospective Rating Program (RETRO)
Building on the safety and claims management foundation, RETRO is an incentive program where hospitality businesses can potentially earn a partial refund on their workers’ compensation premiums. Our program has served hospitality since 1986 and has since grown to be one of the largest in the state.